Spousal Benefit plan by Gender

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Reema
New Member
Posts: 4
New Member
    I set up the benefit plan for spousal optional life and the rate table based on age,male female and smoker/non smoker. but if i enroll the spouse (through the employee), the rate table is not looking at the spouse gender but the employee gender and calculating premiums based on employee gender. I dont see anything in Lawson to accommodate for the spouse gender so that the rate can be based on the spouse gender. I tried flipping the contribution table so that a female employee enrolling the spouse gets the male rate table but it does not work in the case of same-sex. Please help.
    Venkat
    Advanced Member
    Posts: 22
    Advanced Member
      Did you choose 'S'pouse in BN18.8 for Age criteria when the plan was set up ?
      Shane Jones
      Veteran Member
      Posts: 460
      Veteran Member
        Venkat is correct that there is a setting on BN18.8 for age to be calculated on either the "employee" or the "spouse".... Of course, BN18.8 is not directly accessible - You have to go to BN18.4 and then you can use the "criteria" button.

        If you do have this correctly setup make sure that ALL of your dates are setup throughout the plan because we have found that sometimes in benefits if one of the dates does not match it breaks the plan.

        The one thing I am not sure on is how you are doing this "plan-wise"... You would need to have two differnent benefit plans because you can not have multiple BN18.4 records for one plan that is connected to "employees". The BN18.8 setup can not be on its own (it is connected to BN18.4). I think if you just create two plans and have different setups on the BN18.8 you should be all set.

        Good Luck
        Shane Jones
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        Reema
        New Member
        Posts: 4
        New Member
          We have created 2 plans - one for the employee and the other for the spouse. On the spouse benefit plan with plan type DL, i created the 18.8 to look at the spouse age. that works fine.. what it doesnt look at is the Gender- male female. the contrib table takes the spouse age but uses the employee gender which ends up in wrong contributions...We used a user exit - custom calc to use the gender from HR13 and then look at the rate table.. couldnt find any other way to do this.