My CFO would like to start paying contractors but including the sub-contractors name on the payment to ensure the sub-contractors are being paid. We have never used AP11 before and I cannot determine the difference in "factor" vs "pay-to". Also, how would the check print? She would like to see "GENERAL CONTRACTOR A and SUB-CONTRACTOR B" printed as the payee. Is this possible? Any help or suggestions would be greatly appreciated!